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Health Insurance Reform Will Help Injury Victims

Many of the clients that our firm serves stand to benefit the most from the June 28, 2012, decision by the US Supreme Court to uphold the Patient Protection and Affordable Care Act (ACA). Some of the provisions that are a part of this bill will help end the medical care issues that have often made life even more difficult for people who have been injured. Under the ACA, new consumer protections would include:

  • Insurance companies can no longer deny coverage to children because of pre-existing conditions. This will make a world of difference for families with children who sustained birth injuries as a result of medical malpractice.
  • Insurance companies will also be banned from dropping people from coverage when they become sick. According to the US Department of Health & Human Services (HHS), this will protect 533,000 Ohio residents who purchase insurance in the individual market.
  • Furthermore, there will no longer be lifetime limits from insurance companies on the coverage they provide. That provision should comfort families needing continuing care or rehabilitation services for catastrophic injuries such as traumatic brain injuries (TBIs). The HHS estimates that this provision will ensure 6.7 million Ohio residents with private insurance never have to worry about significant out-of-pocket costs because their insurance has run out.

While the ACA certainly has its fair share of both critics and supporters, we believe that many of the provisions contained in the law are going to dramatically improve the lives of the clients we represent. Our firm works hard to recover damages for people injured by another party’s negligence, but the ACA can hopefully ensure that everybody receives proper medical treatment before they ever step foot in our office. If you or a loved one has sustained an injury in an accident caused by another party, you can contact our firm today for a free initial consultation.

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