Insurance Bad Faith
Claim Lawyers

Insurance Bad Faith Claims

What is insurance
bad faith?

When an insurance company sells a policy to a customer, whether for life insurance, car insurance, homeowners insurance or any other type of coverage, the company enters into a fiduciary relationship with the policy holder. This means that the company is expected and required to act in good faith at all times in its dealings with the policy holder.

The unfortunate fact is that not all insurance carriers uphold this standard. Remember: insurance companies are in business to make money, and they do so by collecting premiums and working tirelessly to minimize the amount they pay out on claims. There are a number of common tactics which insurance carriers are known to engage in to achieve this goal.

Common Types of
Bad Faith

One of the most common types of insurance bad faith is the wrongful denial of a claim when the refusal to pay is not based on circumstances that furnish reasonable justification. This often occurs when the insurance company has failed to perform an adequate investigation into the claim and has simply rubberstamped a denial of coverage. Another common example is taking advantage of the financial vulnerability of the policy holder.

People who buy insurance do so to cover the gaps when they are out of work or when a major unforeseen expense has arisen, and when they file a claim they are typically highly anxious to receive payment as soon as possible. Knowing this, the insurance company will often offer a settlement that is far smaller than what is fair, in an attempt to pressure the claimant into accepting the small amount. A similar tactic is to engage in intentional delays in an attempt to frustrate the claimant into accepting the first offer as soon as it finally arrives.

Legal Help from a Cincinnati Personal Injury Lawyer

By taking legal action against your insurance company, you could not only recover the fair value of the underlying claim, but might also stand to receive monetary damages for the bad faith actions. This can include compensation for the emotional distress to which you have been subjected, as well as economic damages for any losses you sustained as a result of the insurance company's misconduct.

You might even be able to claim punitive damages, depending on the circumstances of the case. If you believe that you may have grounds to sue your insurer, do not hesitate to contact us at The Moore Law Firm. Our founding attorney has experience working on the side of the insurance company, a background which gives us an insight into the tactics they use against their policy holders.

Contact our Cincinnati personal injury lawyers now for an initial consultation to learn more about your legal options.

Fighting for Your Right
to Compensation

If you have been injured or have lost a loved one as a result of another person's negligence, you deserve to be fully compensated for your losses. Whether you were hurt in a truck accident or auto accident, have suffered injuries as a result of a medical malpractice incident or were a victim of corporate negligence — the simple fact is that you should not be forced to pay the price for another person's careless or reckless actions.

Personal Injury Lawyers Serving Ohio and Kentucky – The Moore Law Firm

The legal system gives you the right to seek justice for these wrongs — take advantage of your rights. The most effective step you can take to secure your right to fair compensation for your losses is to hire a Cincinnati personal injury attorney to advocate on your behalf and represent your case to the insurance company.

Client Satisfaction
I have always felt Mr. Moore was looking out for the advancement and protecting the interest of both myself and my wife. —Herbert Moyer
I would highly recommend inquiring how he and his firm can assist anyone in their time of need. —Avvo User
My family and I were impressed with the way everyone at the Moore law firm was so professional and genuinely kind and caring at the same time. —A.P.
Dan Moore is honest and super in his field and I would not hesitate to use him again. He will work for you! —Avvo User
He went above and beyond for my son, even getting him more money after the settlement was done. —B.B.